When we try to put a private investor in the realities of modern financial markets, the first thing that comes to mind is bank deposits. You can’t argue with this, and the deposit is indeed the most common and, as many people believe, almost the only investment instrument worthy of a private investor.
However, having argued with these “many”, we will also recall investments in mutual funds, as well as in individual stocks. They write and talk about this a lot, they do much less, but still this direction is also very well studied and described, all the pros and cons of this kind of investment are dismantled. Continue reading
Where, after all, is the critical limit for wage costs, which is not recommended to pass? If you do not have a ready answer, do not be discouraged, for you are not alone. I asked this question to many entrepreneurs, economists and “personalities” and, at best, I received the answer that the enterprise’s expenses on the wages of all the staff should not exceed …
I will not voice the answers, because “who is in the forest, who is on firewood.” Firstly, there is no single understanding of which indicator to make a start in calculations. Someone considers “from the proceeds”, someone “from the cost price”, and someone “from the profit”. Secondly, the majority of entrepreneurs take workers and, accordingly, pay wages on the basis of needs (in their opinion), and not business opportunities. Continue reading