Why an investor should rely on time and not on luck
Hoping for good luck Very often, the stock market is compared to a casino or a lottery. Lucky-no luck. This is completely untrue, but many people approach to work on…

Continue reading →

Can a private investor make money on the bond market?
When we try to put a private investor in the realities of modern financial markets, the first thing that comes to mind is bank deposits. You can’t argue with this,…

Continue reading →

Where to order copyrighted design projects?
On the Internet, it is easy enough to find a dozen proposals from designers who provide professional services for creating unique sketches. Despite the high cost of their work, many…

...

legal entity

What happens to financial pyramids and how not to get there?

The most relevant today are the so-called HYIP projects. They differ from the classic financial pyramids in that they can not pay any money to depositors at any stage of the project life cycle.
“Secrecy is one of the distinguishing features of financial pyramids, administrators do not talk about the goals of their work and the features of the project. In most cases, they simply have nothing to tell, ”writes the author of one of the blogs dedicated to HYIP projects.
Additional confusion for the gullible user is caused by the fact that the HYIP authors often use vocabulary from the legal banking and financial sphere: for example, they refer to amounts contributed by users to HYIP projects as contributions. Continue reading

Salary, personal income tax, contributions to the FIU and FSS

It is clear that in the total wage, which the employee receives “on his hands”, there is some kind of basic basis, let’s call it the salary necessary for a person to be able to satisfy his primary needs. There is even such a term – the minimum subsistence level. The relevant authorities recount it quarterly and publish it. In the Tomsk region, for example, in the third quarter of 2014, it amounts to 8,815 rubles. At the same time, this indicator serves as a signal beacon for entrepreneurs in determining the minimum wage. Continue reading

Root planning problems

The previous statement is based on practice: over the past decade at least a thousand presentations and defenses of business projects have been reviewed, and I have helped many entrepreneurs to develop business plans for translating their ideas. And what was my impression …
The first common feature of start-up entrepreneurs is that, at the start, they are blinded by their “super-wonderful” business idea, love it, like a child born in the throes of it. From here – the blind and unsupported confidence that their idea is the best, the proposed value (good, product) is unique, and the market and society will simply be happy with this proposal. Continue reading

“Main Staff Wallet”
Where, after all, is the critical limit for wage costs, which is not recommended to pass? If you do not have a ready answer, do not be discouraged, for you…

...

The rule of the "Golden Section"
Vitruvian Man - a drawing depicting the figure of a naked man with his arms spread apart, describing a circle and a square, in two, superimposed one on the other,…

...