Conclusion of a contract: how to understand that you are lying?
Very often, not only in domestic trifles, but also in business circles there are fraudsters. And these scammers - the worst. They can openly smile at you, make concessions in…

Continue reading →

Salary, personal income tax, contributions to the FIU and FSS
It is clear that in the total wage, which the employee receives "on his hands", there is some kind of basic basis, let's call it the salary necessary for a…

Continue reading →

5 ideas for business in your garage
To open a business in modern conditions is both difficult and easy. One of the difficulties is that you need to look for suitable premises and pay expensive rentals. But…

...

highly qualified

“Main Staff Wallet”

Where, after all, is the critical limit for wage costs, which is not recommended to pass? If you do not have a ready answer, do not be discouraged, for you are not alone. I asked this question to many entrepreneurs, economists and “personalities” and, at best, I received the answer that the enterprise’s expenses on the wages of all the staff should not exceed …
I will not voice the answers, because “who is in the forest, who is on firewood.” Firstly, there is no single understanding of which indicator to make a start in calculations. Someone considers “from the proceeds”, someone “from the cost price”, and someone “from the profit”. Secondly, the majority of entrepreneurs take workers and, accordingly, pay wages on the basis of needs (in their opinion), and not business opportunities. Continue reading

Salary, personal income tax, contributions to the FIU and FSS

It is clear that in the total wage, which the employee receives “on his hands”, there is some kind of basic basis, let’s call it the salary necessary for a person to be able to satisfy his primary needs. There is even such a term – the minimum subsistence level. The relevant authorities recount it quarterly and publish it. In the Tomsk region, for example, in the third quarter of 2014, it amounts to 8,815 rubles. At the same time, this indicator serves as a signal beacon for entrepreneurs in determining the minimum wage. Continue reading

Break even

I will begin today’s conversation, it would seem, from a completely different, but, believe me, a very important point. A lot of mistakes are made by both beginners and existing entrepreneurs when planning their business, when they ineptly try to use knowledge derived from academic textbooks in their calculations, and almost all textbooks on business planning and economic analysis have a section devoted to the so-called break-even point. business. The essence of it (section) is as follows. All expenses (textbooks “tell us”) are divided into variables and fixed costs. Continue reading

Russians tried out new business - fuel pellets
More than 20 years ago, Bavarian Rudi Gunnerman, who lives in the United States, first produced wood pellets. The pellet market is growing at a tremendous pace today. Prices are…

...

Fighting fear and greed in the financial market
Trading in the stock market is based on the interaction of three components: analysis, money management and the psychology of trading. The emotional component can both positively affect and lead…

...