Fighting fear and greed in the financial market
Trading in the stock market is based on the interaction of three components: analysis, money management and the psychology of trading. The emotional component can both positively affect and lead…

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Malta's economy: what business can you open on the island?
There are several reasons that force foreigners to open their business - tourist or any other - in Malta. First, you can register your company there pretty quickly. Capital, property…

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5 ideas for business in your garage
To open a business in modern conditions is both difficult and easy. One of the difficulties is that you need to look for suitable premises and pay expensive rentals. But…

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“Main Staff Wallet”

Where, after all, is the critical limit for wage costs, which is not recommended to pass? If you do not have a ready answer, do not be discouraged, for you are not alone. I asked this question to many entrepreneurs, economists and “personalities” and, at best, I received the answer that the enterprise’s expenses on the wages of all the staff should not exceed …
I will not voice the answers, because “who is in the forest, who is on firewood.” Firstly, there is no single understanding of which indicator to make a start in calculations. Someone considers “from the proceeds”, someone “from the cost price”, and someone “from the profit”. Secondly, the majority of entrepreneurs take workers and, accordingly, pay wages on the basis of needs (in their opinion), and not business opportunities. Continue reading

Salary, personal income tax, contributions to the FIU and FSS

It is clear that in the total wage, which the employee receives “on his hands”, there is some kind of basic basis, let’s call it the salary necessary for a person to be able to satisfy his primary needs. There is even such a term – the minimum subsistence level. The relevant authorities recount it quarterly and publish it. In the Tomsk region, for example, in the third quarter of 2014, it amounts to 8,815 rubles. At the same time, this indicator serves as a signal beacon for entrepreneurs in determining the minimum wage. Continue reading

Break even

I will begin today’s conversation, it would seem, from a completely different, but, believe me, a very important point. A lot of mistakes are made by both beginners and existing entrepreneurs when planning their business, when they ineptly try to use knowledge derived from academic textbooks in their calculations, and almost all textbooks on business planning and economic analysis have a section devoted to the so-called break-even point. business. The essence of it (section) is as follows. All expenses (textbooks “tell us”) are divided into variables and fixed costs. Continue reading

"The purse of administrative personnel"
Now we will deal with the administrative and managerial personnel (AUP). I note only that the word “managerial” is sometimes incorrectly interpreted. Many mistakenly believe that these are personnel managers.…

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How to start the organization of the hotel business?
At the very beginning you should not run anywhere, make out papers and find out the cost of hotel equipment. It all starts with a concept. It needs to be…

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